Tag Archives: saving

Future of Banking – digital disruption, digital diversity

Posted on September 3, 2018 by markcliffe

In this video for Oracle, I discuss the future of banking. Digitalisation means that banks will have to figure out how to best use data and combine it creatively with external data sources to provide better and more holistic services to their … Continue reading →

Posted in Big Data, Digital, Fintech, Innovation, Network economics, Platforms, Technology, Uncategorized | Tagged Digital, Innovation, Network economics, Platforms, saving, Technology | Leave a comment

How our mobiles could make us rich

Posted on March 14, 2017 by markcliffe

Our mobiles could help us lead richer lives – this was the bold claim that I made at the recent Ignite conference in London. Based on my earlier post entitled Beyond Mobile Banking, I noted that people already say that … Continue reading →

Posted in Big Data, Fintech, Innovation, Technology | Tagged Big Data, consumers, Design, Innovation, Mobile Banking, saving, Technology | Leave a comment

Savers are Negative on Negative Rates

Posted on February 12, 2016 by markcliffe

In recent weeks market turmoil has put negative interest rates firmly on to the centrals banks’ agenda. The Bank of Japan sprang a surprise by following the European Central Bank in moving into negative territory, and there is even talk … Continue reading →

Posted in EMU, Macro, Macroeconomics | Tagged Economic Growth, Economics, EMU, financial markets, global economy, growth, Macroeconomics, monetary policy, negative rates, saving | 9 Comments

The New Financial World

Posted on October 20, 2010 by markcliffe

The financial crisis is a major analytical challenge that will keep economists occupied for years to come. In a report published in 2008, I looked forward to the future shape of the financial world. Here’s a short summary: The new … Continue reading →