Category Archives: Innovation

The Circular Economy’s Six ‘C’ Challenge

Posted on January 27, 2019 by markcliffe

Why isn’t the circular economy taking off faster? Market forces alone plainly aren’t enough. There are six ‘C’ challenges, three from the demand side, and three from the supply side. Continue reading →

Posted in Innovation, Sustainability | Tagged Circular Economy, Design, Digital, E-commerce, Economics, Innovation, Investment, Natural Resources, Platforms, Policy, Productivity, regulation, Technology | 1 Comment

Forecasting is Fallible, But Necessary

Posted on November 25, 2018 by markcliffe

In my first piece for Project Syndicate I build on my earlier post on the lessons for economic forecasters. The subtitle of their post prompted some questions about the usefulness of big data. There’s no doubt that economic forecasters can … Continue reading →

Posted in Big Data, Economic Forecasting, Fintech, Innovation, Macro, Macroeconomics, Network economics, Politics, Technology | Tagged Big Data, Economic Forecasting, Economics, Innovation, Technology | Leave a comment

Future of Banking – digital disruption, digital diversity

Posted on September 3, 2018 by markcliffe

In this video for Oracle, I discuss the future of banking. Digitalisation means that banks will have to figure out how to best use data and combine it creatively with external data sources to provide better and more holistic services to their … Continue reading →

Posted in Big Data, Digital, Fintech, Innovation, Network economics, Platforms, Technology, Uncategorized | Tagged Digital, Innovation, Network economics, Platforms, saving, Technology | Leave a comment

Machine, Platform, Crowd – Book Review

Posted on June 28, 2017 by markcliffe

Andrew McAfee and Erik Brynjolfsson have done it again. ‘Machine, Platform, Crowd’ is a lucid and timely exploration of three powerful trends unleashed by the digital revolution. They describe the ‘three rebalancings’: first, as machine learning either complements or supplants … Continue reading →

Posted in Innovation, Macroeconomics, Platforms, Technology | Tagged consumers, Digital, Macroeconomics, Network economics, Platforms, Technology | Leave a comment

How our mobiles could make us rich

Posted on March 14, 2017 by markcliffe

Our mobiles could help us lead richer lives – this was the bold claim that I made at the recent Ignite conference in London. Based on my earlier post entitled Beyond Mobile Banking, I noted that people already say that … Continue reading →

Posted in Big Data, Fintech, Innovation, Technology | Tagged Big Data, consumers, Design, Innovation, Mobile Banking, saving, Technology | Leave a comment

Driverless Cars – The Route to Richer, Happier Lives

Posted on May 11, 2016 by markcliffe

Driverless cars are already a reality. There’s still work to be done on the technology, and big challenges confront their widespread adoption. But there can be little doubt that they promise to be a transformative technology. Apart from boosting output … Continue reading →

Posted in Autonomous Vehicles, Driverless Cars, Economic Growth, Inflation, Innovation, Macro, Productivity, Real Estate, Sharing Economy, Technology | Leave a comment

Beyond Mobile Banking – A List of 6 Ways to the Future

Posted on February 8, 2016 by markcliffe

Financial markets are in turmoil and many economists are miserable about growth prospects. But tell this to the fintech world. The outlook for mobile banking has never been brighter. Its adoption has been much faster than the internet banking that … Continue reading →

Posted in Innovation, Technology | Tagged Big Data, consumers, Innovation, Internet of Things, Investment, Mobile Banking, Technology | 3 Comments

The New Abnormal

Posted on November 7, 2014 by markcliffe

It’s remarkable how pervasive ‘New Normal’ thinking still is, despite innumerable economic and financial market shocks. Forecasters continue to assume that the global economy will gravitate towards low but stable growth, regulators still aim to deliver a more stable financial … Continue reading →