Author Archives: markcliffe

How our mobiles could make us rich

Our mobiles could help us lead richer lives – this was the bold claim that I made at the recent Ignite conference in London. Based on my earlier post entitled Beyond Mobile Banking, I noted that people already say that … Continue reading

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Confessions of an Economic Forecaster

Economists’ forecasts are notoriously inaccurate. This fallibility is hardly a great surprise given that we live in an irretrievably uncertain world. So why do we keep doing it? What can we learn? Here are my eighteen secrets and myths about the … Continue reading

Posted in Big Data, Bond Markets, Economic Forecasting, Macro, Macroeconomics, Politics | Tagged , , , , , , , , , | Leave a comment

Forget the New Normal. A VoxEU column

Normality suggests that the crisis is behind us, that we again understand what’s happening, and that we can make predictions. It invites little sense of urgency to make radical policy adjustments. It tempts us into thinking policy ‘normalisation’ may be … Continue reading

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Driverless Cars – The Route to Richer, Happier Lives

Driverless cars are already a reality. There’s still work to be done on the technology, and big challenges confront their widespread adoption. But there can be little doubt that they promise to be a transformative technology. Apart from boosting output … Continue reading

Posted in Autonomous Vehicles, Driverless Cars, Economic Growth, Inflation, Innovation, Macro, Productivity, Real Estate, Sharing Economy, Technology | Leave a comment

Looking for Trouble

How politics could fuel downside risks to global markets It is easy to find downside risks to the outlook for the global economy and markets. Worse still, a recent ING report, entitled ‘Looking For Trouble’, highlights doubts about the ability … Continue reading

Posted in Brexit, Economic Growth, Macro, Macroeconomics, Politics, US Election | Tagged , , , , , , , , , | Leave a comment

Savers are Negative on Negative Rates

In recent weeks market turmoil has put negative interest rates firmly on to the centrals banks’ agenda. The Bank of Japan sprang a surprise by following the European Central Bank in moving into negative territory, and there is even talk … Continue reading

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Beyond Mobile Banking – A List of 6 Ways to the Future

Financial markets are in turmoil and many economists are miserable about growth prospects. But tell this to the fintech world. The outlook for mobile banking has never been brighter. Its adoption has been much faster than the internet banking that … Continue reading

Posted in Innovation, Technology | Tagged , , , , , , | 2 Comments